Legal advice on paying for care

Britain is an ageing nation, with more than 10 million people now aged over 65. This means that increasing numbers of families are having to consider the costs of paying for care at a nursing or residential home.

The rules which determine how care is funded are notoriously complicated. If your assets exceed £23,250 you will normally be required to pay the fees in full, but some people will be entitled to continuing healthcare from the NHS or may be eligible for funding under other schemes.

Seeking legal advice at an early stage is important, particularly if you are unsure if your local authority (social services) has applied the financial assessment rules correctly.  At Royds Withy King, our Private Client team will be able to advise individuals about the funding arrangements, to ensure that they are not paying more than they need to or are selling their home unnecessarily.

Our team of solicitors can also advise on

  • NHS funding
  • Deprivation of capital rules – the reduction of your assets by spending, gifts or certain types of investments
  • Alternative funding options, such as deferred payment agreements
  • Top-up fees
  • Out-of-area placements
  • Retrospective review of care fees.

You can also use the BBC’s Care Calculator to estimate how much you or a loved one is likely to pay.


Our credentials

“What the team is known for: Bath-based team dealing with complex domestic and international matters. Handles offshore trust work, asset protection and estate administration. Also advises on Court of Protection proceedings and issues concerning vulnerable people. Strengths (Quotes mainly from clients): “Good, clear advice provided without delay.” Notable practitioners: James McNeile (Band 2) leads the group and advises domestic and international clients on estate and tax planning and trust management. Market commentators say he has “a fantastic reputation.”” Chambers 2017 South West

“What the team is known for: Advises clients from its Oxford and Swindon offices on trusts, tax and estate planning matters, wills and estate administration. Adept at handling contentious probate and trusts work. The firm has its own trust company, providing advice to trustees. Strengths (Quotes mainly from clients): “They are strong in estate planning and trusts.” “They’ve been very good and very easy to deal with.” Notable practitioners: Tom Gilman’s (Band 2) practice focuses on inheritance tax issues, wills, trusts and estates planning and administration. He also has capability advising on Court of Protection matters and powers of attorney. A client notes: “He is thoughtful, careful and he has always given me excellent advice.”” Chambers 2017 Thames Valley Oxford, Swindon & Surrounds

“Royds Withy King’s Becky Ricards Small handles personal injury trusts, while department head James McNeile undertakes international work.” Legal 500 2016 South West

“Royds Withy King’s Tom Gilman has ‘a good knowledge of trusts and probate, and is well liked by clients’. Jan Tyley is also recommended.” Legal 500 206 South East


Contact us now to find out how our lawyers can help keep your business ahead of the curve.

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