Legal advice for using a pension to fund property investments
If you’ve invested in property and you’d like to make it more tax-efficient, a pension fund property investment could be the right answer. Whether you choose to make a SIPP property purchase or another type of investment, we have the expertise to create the ideal solution.
Get pension funding working for you
Having commercial or agricultural property in your pension scheme can be very tax-efficient. Not only that, it can help minimise the risks in your property investment. Residential property is currently not included in the scope of SIPPs.
- If your business owns its own premises
A pension fund property investment could be the ideal solution. For instance, you could sell the business premises to your pension, which takes the risk out of the property investment and releases equity for the business. You’ll be left in complete control, as your pension will now be invested in your own property asset.
- Expert guidance
Using a pension fund property investment is undoubtedly attractive but setting it all up can be complex. We can guide you through the legal complexities, aiming to make everything go smoothly.
- Using a SIPP property purchase
We have years of experience setting up pension fund property investments, including SIPP property purchases as well as other options such as Self Administered Pension Schemes. Our links with regional and national pension trustees means that we will be able to put you in touch with a wide range of options.
“What the team is known for: Accomplished real estate team with experience working on residential development for both landowners and developers. Also often advises charities, healthcare groups and retail clients on their property needs. Strengths (Quotes mainly from clients): “They are easy to approach and fairly priced.” “Withy King does not drop the ball or let a file collect dust.” Work highlights Continued to advise Bath Rugby in relation to the club’s large-scale redevelopment of its playing facilities. Acting for Balfour Beatty Group on the pre-letting and sale of part of a mixed-use development in Cheswick Village, Bristol. The team also advised on the legal structure for the sale of the residential units. Notable practitioners Paul Daniels (Band 2) is the head of the practice and is, according to clients, “strong in all areas of commercial real estate.” He is highly experienced in development schemes, as well as property finance issues. He regularly advises pension schemes on their investment transactions.” Chambers 2017 South West
“What the team is known for: Notable for its broad client base including those in the retail, leisure, communications and education sectors. Regularly instructed by landowners to advise on significant development matters, including promotion and option agreements. Equally well equipped to handle complex lease work and secured lending. Strengths (Quotes mainly from clients): “They are professional, responsive and knowledgeable.” Work highlights Advised HSBC on the refinancing of various facilities initially over £1 million. Assisted Excalibur Communications with the lease of a high-profile property in Swindon for approximately £187,000 per year. Notable practitioners: Greg Callard (Associate to watch) often advises clients in the restaurant and retail industries. He is well versed in the intricacies of property finance and secured lending, regularly assisting some of the most established banking institutions with complex matters.” Chambers 2017 Thames Valley
“Royds Withy King’s ‘knowledgeable’ five-partner team is led by Paul Daniels and ‘provides commercial advice’. Edward Cooke is ‘an expert at negotiating complex land deals’. Peter Foskett is also recommended.” Legal 500 2016 South West
“At Royds Withy King, Paul Daniels’ group has niche expertise in charities work, and also advises on residential development, corporate sales and landlord and tenant matters. Andrew Chalk and senior associate Julie Acock are the other key figures.” Legal 500 2016 South East