A deeper understanding of commercial property finance
‘In the current economic climate you’ll need all the help you can get to find affordable finance’
Raising commercial property finance has never been tougher. But even in the current market funding is still possible. Success will require not only a well-defined business case, but also inside knowledge of all the funding options. This understanding can mean the difference between success and failure.
Deciding on the best commercial property transactions
Your options for commercial property transactions will vary, but most projects are funded by one of the following:
- Securing a bank loan
We’ll work with you to anticipate the bank’s requirements so you can get your hands on the money and get your project underway. Our experience of helping clients secure bank loans means you’re more likely to get the funding you want within the required timescale. We can also advise you about securing business debt against the matrimonial home.
- Private funding
Secure funding through a private investor is still a good finance option, but it’s vital that you understand the implications of the finance terms and the security you’ll need to give. Our team has extensive experience of advising commercial property clients on securing private funding.
- Pension funding
Commercial and agricultural property transactions are increasingly funded through a secured commercial loan from your own or a third party SIPP or SSAS. We’ve extensive experience of pension related funding and can help simplify the process for you.
- Guaranteeing loans
Depending on the security you can offer, your funder may look for third party guarantees. These can incur risks and you need to understand your liabilities. We’ll make sure your risk is minimised and you’re fully aware of your current and future liabilities.
Whether you choose a simple or more complex option for your commercial property finance, we can guide you through the regulations quickly so you can get on with your project.