The expertise to assess farm loans and funding options
‘Expanding a business takes vision, plus the right agriculture and farm financing to succeed’
Experts in agriculture and farm financing
Understanding what your funding options are can mean the difference between success and failure. We can work with your accountant or financial adviser to help you choose the best funding option for your project.
- Securing a bank loan
Any lender will want to make an informed decision before making funds available to you. We’ll check every aspect of your farm or estate, particularly the property and the business operation to make sure you have everything in place to meet your lender requirements.
- Private funding
Parents often choose private funding to help the next generation expand a farm or estate business. If it’s right for you, we can work with you to make sure everything is set up and documented correctly. Whether you choose to go down the route of farm loans or a longer-term investment, your interests will be thoroughly protected.
- Pension funding
Like many farmers, you may want to use a pension fund to purchase land. It can give you greater control while improving cash flow too. We have a wide range of experience in pension related funding, including Exempt Property Unit Trusts (EPUTs) and can help iron out the complexities for you.
- Guaranteeing loans
With on-going economic uncertainty, many investors are looking for strong guarantees before they part with their cash. If someone is keen to invest in your business, they may still want third party guarantees. That means securing funding against the farm or the company operating business. You want to be sure you understand the liabilities, which is where we can help. We can minimise the risks and let you know where you stand.
“Angus Williams of Royds Withy King is praised by a source for his “rural background and thorough understanding of agriculture.” He handles rural property work including farm and estates transactions and agricultural tenancies.” Chambers 2017 South West
“Royds Withy King advises lender clients on tenancy and financing matters. Angus Williams is noted for his knowledge of rural property.” Legal 500 2016 South West