Secure business lending
‘The agricultural solicitor to help with all aspects of farm and agricultural banking’
Farm and agricultural banking solutions
Before you can borrow money, your lender will want to know that robust due diligence has taken place. That means title checking every aspect of your land or estate, with rights, reservations and covenants taken into account.
- Thorough due diligence
We will work with your lender to check not only the property elements, but also the operational aspects of your business to limit its exposure to risk. We’ll review every part of the business, including the property ownership, business structure, partnership and tenancy agreements. So everyone knows the right level of security is in place before you borrow.
- Looking at every angle
As an expert agricultural solicitor, we look at every aspect of finance and your business to make sure you consider every angle. We can even check whether any of your employees could be subject to TUPE issues if the bank has to foreclose and sell in the future.
- Working closely with lenders
We have well-established relationships with lenders and funders in the agricultural sector. We’ll work closely both with them and with you to review your business and flag any issues that could introduce risk. We have years of experience in making sure secured lending goes smoothly, and can resolve any challenges you face.
“Angus Williams of Royds Withy King is praised by a source for his “rural background and thorough understanding of agriculture.” He handles rural property work including farm and estates transactions and agricultural tenancies.” Chambers 2017 South West
“Royds Withy King advises lender clients on tenancy and financing matters. Angus Williams is noted for his knowledge of rural property.” Legal 500 2016 South West