Secure business lending

‘The agricultural solicitor to help with all aspects of farm and agricultural banking’

If you’re borrowing money for a capital project, your lender will want to know that the loan is secure to minimise their risks. Meanwhile you will want to make sure your business is protected too. As an agricultural solicitor well versed in business finance, we can help make sure secured lending works for you.

Farm and agricultural banking solutions

Before you can borrow money, your lender will want to know that robust due diligence has taken place. That means title checking every aspect of your land or estate, with rights, reservations and covenants taken into account.

  • Thorough due diligence
    We will work with your lender to check not only the property elements, but also the operational aspects of your business to limit its exposure to risk. We’ll review every part of the business, including the property ownership, business structure, partnership and tenancy agreements. So everyone knows the right level of security is in place before you borrow.
  • Looking at every angle
    As an expert agricultural solicitor, we look at every aspect of finance and your business to make sure you consider every angle. We can even check whether any of your employees could be subject to TUPE issues if the bank has to foreclose and sell in the future.
  • Working closely with lenders
    We have well-established relationships with lenders and funders in the agricultural sector. We’ll work closely both with them and with you to review your business and flag any issues that could introduce risk. We have years of experience in making sure secured lending goes smoothly, and can resolve any challenges you face.

Our credentials

Angus Williams of Royds Withy King is praised by a source for his “rural background and thorough understanding of agriculture.” He handles rural property work including farm and estates transactions and agricultural tenancies.” Chambers 2017 South West

“Royds Withy King advises lender clients on tenancy and financing matters. Angus Williams is noted for his knowledge of rural property.” Legal 500 2016 South West

Contact us to find out how we could help you make the most of secured lending by calling 0800 923 2073 or emailing

Your understanding of agricultural issues and potential stumbling blocks meant you had dealt with all the issues and before they arose. This was a 'first' for us and we felt the whole process was handled extremely well, we were kept informed as to the process and all the paper work was very straightforward.
Brian Thornton, Bretto Limited

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