Restructuring & demergers
Restructuring & demergers

Secured lending

Our specialist secured lending team provides advice to lenders and borrowers of all shapes and sizes across the full spectrum of the commercial sector.

We act for clients across the industry

Clients of the team include high street and international banks, specialist bridging and mezzanine lenders and niche financial operators, as well as large commercial property developers, SME buy-to-let investors, small business and charities.

This breadth of experience means that whether you are a lender looking for professional, thorough and deadline-conscious advice or a borrower looking to raise working capital or development finance or to simply refinance your property on more favourable terms, the team has the expertise to provide invaluable advice on all of your secured lending needs.

Recent deals the team have worked on have included:

  • £14.7 million loan for a mixed portfolio and development
  • £10 million loan on large portfolio refinance
  • £7 million loan on development acquisition
  • Legal charges
  • Debentures
  • Facility agreements
  • Deeds of Assignment for Rental Income
  • Deeds of Priority
  • Deeds of Subordination
  • Deeds of Release
  • Corporate Minutes
  • Independent Legal Advice
  • Personal Guarantees
  • Corporate Guarantees
  • Certificates of Title
The team are also well experienced with Loan Market Association documentation which is required by many lenders and drafting LIBOR replacement provisions.
key contacts

Our financial services sector lawyers

Contact a member of the team today
Milan Kapadia
Partner, Head of Dispute Resolution - London
T: 020 7842 1497 (DDI)
T: 020 7583 2222
Email

Our sector expertise

City Employers
Having a large base in the heart of the City of London, it is no surprise that RWK Goodman acts for a number of organisations who are significant City employers.
Corporate and international banking
Our highly regarded corporate, banking and real estate specialists are here to advise on all aspects of corporate and international banking, including cross-border transactions.
Mergers & acquisitions
Financial Services M&A
Our M&A team has extensive experience advising on mid-market M&A transactions in the financial services sector. We act for clients across the industry including asset management firms, IFAs, insurance brokerages and FinTech businesses on domestic and cross-border transactions.
insights and opinions
Bank of England featured
Opinion  |  15:03:24
Erroneous filings in Companies House. What does it mean for lenders and what can they do about it?
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How to challenge high street banks with Shawbrook Bank’s Dasos Kirtsides | Legal Thinking Podcast
As part of our Financial Headwinds campaign, we’ve been talking to various people in the finance and kind of banking industry about what’s changing, what’s been happening since the interest rate rises in the...
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Non-Financial Misconduct – FCA and PRA Consultation: Clarifying Revisions or Further Confusion?
Non-financial misconduct has long been a regulatory focus in the banking and financial services sector. In the FCA’s view this is because: “A corporate culture that tolerates sexual harassment or other non-financial misconduct is...
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Banker’s Bonus Cap Removed – What does this mean for Employers?
Following the 2008 global financial crash, and in a bid to prevent future financial crises, the EU introduced regulations to cap banker’s bonuses to two times their annual salaries. However, on 24 October 2023,...
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Why everyone is talking about Silicon Valley Bank | Legal Thinking Podcast
 You can also listen to our podcast on your podcast platform of choice – find it here > Hello and welcome to Legal Thinking from RWK Goodman. I’m Liam Pape. In this episode...
Opinion  |  28:02:22
UK Financial Services M&A on the rise, as deal volume hits a 5 year high
Recently released analysis by EY of financial services M&A transactions in 2021 reveal deal volume hit 252 transactions in 2021, an increase from 134 in 2020 and representing a five year high. Growth was...
Moscow Kremlin
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New Russian sanctions – the implications for financial institutions
As has been widely reported in the news, the UK has announced new financial sanctions against Russia, in response to its military offensive against Ukraine. Governments in the US and the EU have done likewise.
Penalty disallowed
Opinion  |  13:10:21
When is a penalty disallowed?
The High Court has recently considered the interesting question of whether a 400% increase in the interest rate applicable under a loan agreement after the loan redemption date had passed, constituted an unacceptable penalty and should therefore be struck down.
Sustainable finance
Opinion  |  13:10:21
The rise of sustainable finance
According to the Financial Times, across UK banking, the market in green and sustainability-linked financing is growing at an estimated 80%, making it among the fastest-growing segments of the credit market.

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