The Pre-Action Protocol for Debt Claims has now been approved and included into the First Supplement of the 2017 edition of the Civil Procedure Rules. It is due to come into force on 1 October 2017 and will affect how companies recover unpaid debts from individuals. It does not apply to business-to-business debts unless the debtor is a sole trader. Now is a good time to revisit your internal credit control process and terms of business.

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For many people, their property is the most valuable asset they own. Yet, how many of us can say that we have taken steps to protect this asset? Property fraud is on the rise, and the tactics that fraudsters use are becoming increasingly more sophisticated. Prevention is better than cure.

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With the introduction of the ‘rights to rent’ in February last year, private landlords must carry out checks to ensure that their tenants have the right to rent in the UK.

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There are many obligations placed upon landlords, to the extent that some people might say Landlord and Tenant legislation has gone too far, especially when a rogue tenant comes across your path. Being a landlord can sometimes be an uneasy job.

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While we still await the overhaul of the Insolvency legislation, the Enterprise and Regulatory Reform Act (ERRA) 2013 (Commencement Number 9 and Saving Provisions) Order 2016 has been passed, bringing into force Section 71 of the ERRA 2013 on 6 April 2016.

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Recent surveys reported on in local and national press show that late payers are still prevalent and are the cause of cash flow problems affecting the growth and stability of many businesses.

It is therefore as important as ever, even with signs of economic growth and stability, for businesses to stay on top of their game when it comes to collecting in the cash.

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In recent years we’ve seen a trend of more and more people working from home. But did you know that in the case of rented property, this can change the legal relationship between the landlord and tenant, from a residential tenancy to a business one?

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From October 2015, a number of changes come into effect regarding the Deregulation Act 2015, particularly Section 21 notices and landlords’ additional responsibilities to assured shorthold tenants.

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A recent High Court decision has emphasised two important principles when buying a property: only exchange contracts when you are confident you will have the funds and are ready to complete, and always obtain a survey before you exchange. It is the buyer who stands to lose out by not taking these fundamental steps.

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